Cozmo AI

The loss-intelligence infrastructure for US P&C insurance claims

hellocozmo.aiSan Francisco, USA1-10 employees

Cozmo is building the loss-intelligence rail for US P&C claims. We help TPAs who administer property insurance to process claims efficiently with AI agents that sit at first notice of loss on their side, taking the call, routing the crew and drafting the damage estimate in minutes, work that used to take human teams days. This helps to: a) cut the cost per claim now, b) fast-track jobs and ensure contractors are on site without friction, and c) help carriers reprice risk on an individual level rather than in aggregates. As claims go AI-native, value will move from the static system of record to whoever owns the loss at origin.